Understanding Health Insurance

How Your Premium Dollars Are Spent

Most of your premium dollars go directly to the hospitals, doctors, and pharmacies that provide your health care. After we've paid our taxes and covered the expenses it takes to run our business, any remaining money goes toward our margin. This margin is important because it allows our company to remain financially stable, invest in better serving our customers, and prepare for changes that federal health care reform brings.

Helpful Tips

Need Help Choosing a Health Plan?

Here are some questions you should consider:

  • Do you have medical problems that require a lot of doctor visits, treatments, and medications?
  • Do you expect to be hospitalized or need surgery?
  • Are you accident-prone and do you end up in the ER a lot?