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generic drugs -  Generic drugs have the same active ingredients as their brand-name drug counterparts. They usually cost less than brand-name drugs and are considered by the U.S. Food and Drug Administration (FDA) to be as safe and effective as brand-name drugs. For individuals who must take several medications regularly, generic drugs offer the advantage of being an affordable alternative to brand-name drugs.
group health insurance -  Health insurance you receive through your employer. Typically, your employer shares some of the costs with you.

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