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Flexible Spending Account (FSA) -  This is a tax-advantaged account that allows you to pay for qualified medical expenses not covered by your plan, such as copays, deductibles, coinsurance and certain services. An FSA is typically funded by you, as an employee (but your employer can fund as well), and does not need to be paired with a health plan. Any unused funds left over at the end of the year are returned to your employer.
- Synonyms: flexible spending accounts
formulary -  A list of prescription drugs that have been selected for their medical effectiveness, positive results, and value. You save the most money with your health plan by choosing drugs on the formulary, even more so if they are generic drugs.

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